Our Locations

Salisbury Dentist - Salisbury Dental Office

This page provides you with practical information about our practice. It includes descriptions of our office location, including a map and directions, hours, appointment scheduling, insurance acceptance and billing policies.


31413 Winterplace Pkwy,
Ste 101, Salisbury, MD 21804

Office Hours

Monday: 8:00 AM - 5:00 PM

Tuesday: 8:00 AM - 5:00 PM

Wednesday: 8:00 AM - 5:00 PM

Thursday: 8:00 AM - 5:00 PM

Friday: 8:00 AM - 4:00 PM

Saturday: Closed

Sunday: Closed


We know you have many choices when choosing a Dentist, so we have made requesting an appointment a simple process via our Web site. If, for any reason you cannot keep a scheduled appointment, or will be delayed, please call us as soon as possible.

Policies & Procedures

We at Dr Maria E. Cruz, DDS Dental Practice are proud to be part of a team whose primary goal is to deliver the most excellent and most comprehensive dental care available today. We are concerned about your dental health and want to ensure that it is attended to responsibly. With much research and consideration, we are pleased to offer the following plans to help our patients receive optimum and affordable dental care.

Our Office Policies Regarding Fees


Insurance is a great benefit for our patients and we are pleased to file directly to your insurance company under the following guidelines:

a. We ask that you bring your insurance card and completed dental form on your initial visit. A copy of your company's benefit booklet would also be helpful.

b. Estimated co-payment is to be paid on the day of your visit.

c. Most insurance companies will pay within 30 days. If your insurance company does not pay within 30 days, the balance becomes your responsibility and is due at that time.

d. Not all services are covered benefits in all contracts. Our staff is well trained for remitting in optimum coverage and payment, however, some procedures are not covered with some plans. We will try to advise, but due to multiple plans with different coverage, it is in your best interest to find out all of your insurance benefits for maximum dental coverage and usage.


We offer more creative approaches to help you receive needed dental care. 

a. For Senior Citizens (65 and up), a 10% discount is extended if payment is made by cash or check only and if payment is made on the date dental care is provided. 

b. Visa, Mastercard, Discover and American Express are accepted. 

c. CareCredit - Another convenient and affordable way to make monthly payments on your dental treatment. No interest options. 6, 12, 18 & 24 month plans. (Verification of credit standing may be necessary).


To help reduce our costs and thus pass the saving to you through our fees and services, we ask that billing be unnecessary. When necessary, accounts 30 days past due will accrue at 1.5% interest per month. All dental services are rendered in good faith and we ask that collection never be necessary. We want to keep our dental relationship for a long time!! We hope we have offered you and your family the choice for excellent dental care by a team of professionals who care about your dental health as well as your financial needs.


CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com


Q. Do you file dental insurance?

A. We will gladly file your insurance as an out-of-network provider. Please prepare to pay your co-pay or deductible when you visit. We accept assignment of benefits, which means that your insurance provider can reimburse us directly for their portion of your balance. If your carrier does not reimburse us the expected amount, we will adjust your balance accordingly. For answers to your questions about dental insurance please call us.

Q. Does my insurance cover that?

A. Dental insurance is diverse. Some policies cover only a small percentage of fees, while others cover 50 percent or greater. The more you or your employer pays for premiums, the better the coverage, in most cases. Generally speaking, dental insurance covers some restorative and preventive procedures. Cosmetic treatment is not usually covered. We offer Care Credit financing to make cosmetic dentistry affordable for all patients. If you have a question, give us a call. We'll be happy to tell you what your insurance will cover.

Q. What can I expect my first visit?

A. Your first cleaning appointment you can expect to be here for 1 hour. Please arrive 10 minutes before your appointed time. You will be scheduled with one of our 3 qualified dental hygienists, she will go over your health/dental history, take "cavity detecting" radiographs, perform a through cleaning and have Dr. Maria E. Cruz, DDS do a comprehensive exam. We will review your treatment plan, discuss your dental insurance, and help make it possible for you to move forward with your treatment by trying to work out a reasonable payment plan.

Q. Do you do Cosmetic dentistry?

A. Dr Maria E. Cruz, DDS can repair teeth, straighten teeth, whiten teeth and even replace teeth to enhance appearance. We offer bonding, crowns and bridges, and tooth whitening.


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Hours of Operation

Our Regular Schedule

Primary Location


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-4:00 pm